Terms and Conditions

1. Acceptance of Terms

By creating an account, accessing the website, or otherwise using any part of the Service, you confirm that you are at least 18 years of age (or the age of majority in your jurisdiction) and that you have the legal capacity to enter into a binding agreement with Farol Rendenca. These Terms apply to all visitors, users, and others who access the Service.

2. Description of Service

Farol Rendenca provides AI-driven data analysis, research tools, and risk-management resources intended to support users in evaluating information relevant to their own decision-making. The Service is provided for informational and educational purposes only. Nothing within the Service constitutes financial, investment, legal, or tax advice, and Farol Rendenca does not act as a broker, advisor, or fiduciary in any capacity.

3. No Financial Advice

Any outputs, analysis, scores, or signals generated by the Service are informational in nature and should not be construed as a recommendation to buy, sell, or hold any asset, security, or financial instrument. You are solely responsible for any decisions made based on information obtained through the Service. Past performance of any model, strategy, or tool is not indicative of future results, and all activities involving financial markets carry a risk of loss, including the potential loss of principal.

4. Eligibility and Account Responsibilities

You are responsible for maintaining the confidentiality of any account credentials associated with the Service and for all activity that occurs under your account. You agree to provide accurate and complete information when registering and to promptly update such information as necessary. Farol Rendenca reserves the right to suspend or terminate accounts that it reasonably believes have provided false information or have been used in violation of these Terms.

5. Acceptable Use

You agree not to misuse the Service. This includes, without limitation, agreeing not to:

6. Intellectual Property

The Service, including its design, text, graphics, logos, software, and underlying technology, is the property of Farol Rendenca or its licensors and is protected by applicable intellectual property laws. Except as expressly permitted, you may not copy, reproduce, distribute, modify, or create derivative works from any part of the Service without prior written consent.

7. Subscription, Fees, and Payment

Certain features of the Service may be offered on a paid or subscription basis. Where applicable, pricing, billing cycles, and renewal terms will be presented at the point of purchase. You are responsible for all charges incurred under your account. Farol Rendenca reserves the right to modify fees upon reasonable notice. Failure to pay applicable fees may result in suspension or termination of access to paid features.

8. Third-Party Links and Services

The Service may contain links to third-party websites, data sources, or services that are not owned or controlled by Farol Rendenca. We do not endorse and are not responsible for the content, accuracy, or practices of any third-party resources. Your interactions with third parties are solely between you and the relevant party.

9. Disclaimers

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, or availability. Farol Rendenca does not warrant that the Service will be uninterrupted, error-free, or free of harmful components, nor that any analysis, data, or output will be accurate, complete, or suitable for your particular needs.

10. Limitation of Liability

To the fullest extent permitted by applicable law, Farol Rendenca, its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or goodwill, arising from or related to your use of, or inability to use, the Service, even if advised of the possibility of such damages. In no event shall the aggregate liability of Farol Rendenca exceed the amount, if any, paid by you to Farol Rendenca in the twelve (12) months preceding the event giving rise to the claim.

11. Indemnification

You agree to indemnify and hold harmless Farol Rendenca and its affiliates, officers, and employees from any claims, damages, liabilities, costs, or expenses (including reasonable legal fees) arising out of your use of the Service, your violation of these Terms, or your violation of any rights of a third party.

12. Termination

Farol Rendenca may suspend or terminate your access to the Service at any time, with or without notice, for conduct that we reasonably believe violates these Terms or is otherwise harmful to other users, Farol Rendenca, or third parties. You may discontinue use of the Service at any time. Provisions of these Terms that by their nature should survive termination will continue to apply.

13. Changes to the Service and Terms

Farol Rendenca reserves the right to modify, suspend, or discontinue any part of the Service at any time without liability. We may also revise these Terms from time to time. Material changes will be indicated by updating the "Last updated" date above. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Insert Governing Jurisdiction], without regard to its conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in that jurisdiction, unless otherwise required by applicable law.

15. Severability

If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will continue in full force and effect.

16. Contact

Questions regarding these Terms should be directed through the contact details provided on our website.